About Your Licensed Mortgage Loan Officer

Background, licensing and lending approach of the loan officer you will actually work with, including the states served and the borrowers helped most often.

Every loan starts with a conversation about your goals — budget, timeline, credit, and the monthly payment you are comfortable with. From there, Rosemary compares programs across FHA, VA, USDA, conventional, jumbo, and investor options to find the structure that actually fits, then manages the file through underwriting to a smooth closing.

Call (615) 945-9375 to get started. You can also email rrikal@nexalending.com.

How Rosemary helps

Rosemary Rikal, Mortgage Broker at NEXA Lending. NMLS #186721. Call (615) 945-9375.

Frequently Asked Questions

Who is Rosemary Rikal?

Rosemary Rikal is a Mortgage Broker at NEXA Lending (NMLS #186721). Expert mortgage loan originator in Florida and 3 more states helping first-time buyers, refinancing, and home purchases. Licensed #186721.

What areas does Rosemary Rikal serve?

Rosemary Rikal is licensed to provide mortgage services in Florida, Kentucky, Missouri, and Tennessee.

What services does Rosemary Rikal offer as a mortgage loan officer?

Rosemary Rikal offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in Florida, Kentucky, Missouri, and Tennessee. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.

How can I contact Rosemary Rikal?

You can call (615) 945-9375 and email rrikal@nexalending.com to get started or ask about current mortgage rates and pre-approval.

What is Rosemary Rikal's NMLS number?

Rosemary Rikal's NMLS license number is 186721. You can verify this license at nmlsconsumeraccess.org.

How do I get pre-approved for a mortgage with Rosemary Rikal?

Getting pre-approved is simple: share your income, assets, and credit details, and Rosemary Rikal will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.

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